Terms of use

Effective July 13, 2026

These terms govern use of the Tradeline Match marketplace, owner listings, subscriber requests, and related resolution workflows.

Marketplace role

Tradeline Match provides marketplace records, workflow coordination, and transaction resolution. Owners and subscribers remain responsible for accurate information, permitted activity, and compliance with agreements that apply to them.

Eligibility and records

Customers must provide accurate information and may be required to complete identity, account, and marketplace eligibility review. False, incomplete, or unauthorized records may be restricted and referred for review.

Pricing and fees

Owners list free and set subscription pricing. Existing pricing ranges from $150 to $1,200 per tradeline per month. Subscriber commitments run for a three-month minimum. Tradeline Match retains a 15% marketplace fee on completed subscriptions, and the owner receives the remaining 85% before any separately disclosed adjustment.

Approvals and outcomes

Owners approve each subscriber request. Participation does not guarantee bureau reporting, a score change, credit approval, financing, or any other financial result.

Cancellations and refunds

A cancellation request received at least five calendar days before the next monthly billing date stops that renewal, but never before the three-month minimum is satisfied. A request received inside the five-day cutoff leaves the next monthly charge due and takes effect after that paid month. A full refund of the most recent monthly payment is available only when the self-serve refund request is submitted within 24 hours after the charge. These marketplace time limits do not restrict any non-waivable right required by applicable law.

Magazine subscription

The Tradeline Match magazine is a separate annual digital subscription priced at $97 per year and includes 52 weekly issues. The annual charge and renewal terms are shown before payment. Editorial material is general information, not individualized financial, credit, banking, or legal advice, and does not promise any marketplace or financial outcome.

Disputes and restrictions

Tradeline Match may pause activity while investigating safety, accuracy, payment, agreement, or legal concerns. Ordinary in-window refunds are self-serve; contested exceptions, payout decisions, and restrictions remain documented and auditable.